Select the letter type that matches your situation. We'll generate letters for all three credit bureaus.
Request credit bureaus to verify disputed accounts with original documentation under the Fair Credit Reporting Act.
Challenge unverified debts and demand proof from collectors under the Fair Debt Collection Practices Act.
Report fraudulent accounts opened without your consent and demand immediate removal from your report.
Dispute inaccurate late payment entries that are unfairly damaging your credit score.
This appears on each letter. Your info stays on your device and is only used to generate the letters.
Tell us about the account you're disputing. This info will be included in your letters to all three bureaus.
Double-check everything below. We'll generate three letters — one for each credit bureau.
Three dispute letters generated — one for each credit bureau. Print, save, or copy them below.
Equifax: P.O. Box 740256, Atlanta, GA 30374-0256
Experian: P.O. Box 4500, Allen, TX 75013
TransUnion: P.O. Box 2000, Chester, PA 19016
Pro tip: Send all letters via USPS Certified Mail with Return Receipt Requested. This creates a legal record that the bureau received your dispute, which is critical if they fail to respond within 30 days.